❝ A Five Years Plan Is Key For Starters.
*JP Morgan Asset Management Data referring to a 50/50 portfolio.
In Investment
In the past 71 years, there has not been a single loss in the 5-year investment period.
In Life
A small five years in life. A giant leap for family.
In Career
A five year meaning at least one promotion in career.
Theories
❝ Keep Your Four Golden Buckets Filled Up.
No Foundation No Skyscraper
Emergency Cash
To avoid withdrawal from your long-term investment at early stage when sudden expenditure really occurs.
Designated Fund & Leverage
Asset Protection
To cancel the financial impact on your asset pose by your family members' health risk.
Let The Future Become Certain
Stable Growth
To make sure majority of your asset growth beyond inflation stably.
All Is Ready Except For The Opportunity
Capital Growth
To get tax-free long-term capital return from the right investment method.
❝ The Three Stages Of Financial Freedom.
❝ The Two Type Of Assets.
❝ The One Who Is Willing To Act.
The main reason why people struggle financially is because they have spent years in school but learned nothing about money.
The result is that people learn to workforce money...but never learn to have money work for them.
- Robert Kiyosaki ∣ American Businessman & Author
01
Fragile
We all start here, as a baby. 100% dependent on your parents or other adults to survive.
02
Relianceless
You're able to cover your own cost of living. But spending everything you earn, it feels like a treadmill.
03
Excess
Most of us is here. You earn slightly more than your basic cost of living. You've a decent cash cushion for emergencies.
04
Enough
Your excess income is being saved and invested, your assets are growing and contributing passively to your net worth, too.
05
Security
Your passive income = Basic living expenses
No room for extra spending or may not be the lifestyle your are targeting.
06
Independence
True financial freedom
Living cost + Lifestyle cost
07
Abundance
Ultimate Freedom. The gap between what you have and what you need continue to growth naturally.
Since you earn your first dollar, you should know the differences between real and fake assets.
The "Poors"
‹ When your salary disappear into nowhere. ›
Asset
Debt
Job
Income
Expenses
The "Middles"
Asset
Debt
‹ Your salary increase with your debt. ›
Job
Income
Expenses
